The Importance of Credit
If you know you have you are about to loose
your property or have been serve with foreclosure notice, then let us
help.
Have you ever wondered why someone was turned down for an apartment?
Or why you someone not receive a job offer applied for, even though
they thought they had nailed the interview? Perhaps it was due to their
credit record. Yes, you read correctly -- credit record.
What most people do not realize is that landlords, insurance companies,
and employers -- not just banks -- check credit records. Your credit
report allows these companies to look into your personal spending habits,
your payment history, whether you have been sued, declared bankruptcy
or lost a property to foreclose.
Having a good credit history is an important part of maintaining a happy,
healthy, and financially fit life. A credit report is used as a future
indicator of your credit worthiness, as it reveals pertinent information
about your past and present payment patterns. A credit report shows
whether you pay your bills on time and what existing loans you currently
have. If you have paid your bills on time in the past, this is a good
indication to all that you will do the same in the future. If you have
problems paying bills and file bankruptcy or loose your property due
to a foreclosure, it indicates that more than likely, you will also
have a problem paying the monthly rent or monthly car payment in the
future. Landlords do not want to lease an apartment to a tenant with
a shaky credit history. Likewise, an employer may not want to hire someone
who does not demonstrate financial responsibility and maturity.
If you know you have you are about to loose your property or
have been serve with foreclosure notice, then let us help.
- If the lender forecloses on the
property, they take the property from you, and report the foreclosure
to the credit bureaus.
You loose your home and your credit is devastated. To
add insult to injury, if the lender sells the property for less than
the amount you owe, then they can hold you liable for that difference.
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Click here to get a cash offer now for your house.
There are several reasons why Houses are sold on the courthouse steps
and the property owner stays with a deficiency judgment against them.
First Step: You get behind on payments and the Lender
or Bank starts the Foreclosure process.
Step Two: You think you can sell the house, so you
put a "for sale by owner" on the front yard, or hire a Realtor. Two
months later, still no closing. The buyer's financing fell through,
now what? (still time to foreclosure, we might be able to take over
the payments)
Step Three: Your property is sold at the courthouse
for below what you owed. You now have no property, and a deficiency
judgment against you. Your credit just went from bad to worst.
Avoid all the stress and aggravation on yourself and family. Stop Foreclosure,
We Buy House Cash, no financing, no stress, no aggravation. We will
close on the property fast.
These are not times to try to get maximum price for you house, your
credit and family are worth more. We don't pay retail price, but then
neither does any cash investor. And if your house is in need of major
repairs, most lending institutions will not approve a new loan for a
buyer without a perfect inspection.
Contact us now to find out more.
